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Checklist When Moving into a New Home | iMoving

So, you’re moving into a new home and you’re trying to get everything worked out. How do you ensure that you get everything done properly?

 

Having a moving checklist can ensure that you’ve got everything in order and ready to go, both when moving out of your old place and moving into your new one. Here are some of our favorite tips for putting together a great checklist that you can check and double-check before moving day.

 

What Needs To Be Done Right Now?

 

So, you know that you’re moving and you know that there are a lot of details that need to be worked out. What sorts of things need to be included in your to-do list at this point in time? Here is a quick list of what you may need to get worked out at this point.

 

  • Find a real estate agent that can help you to sort out the details around selling your current home. You may also be able to work with them to find a new home in your new location.

 

  • Start getting moving boxes together, get packing supplies like bubble wrap, and determine what sort of organizational system that you’re going to want to use in order to pack efficiently.

 

  • Hire your moving truck and moving company ASAP.

 

  • Check out lists of moving tips that can help you to make sense of details and ensure that you’re doing the best that you can in order to keep things organized.

 

  • Start separating items that you don’t use or don’t need from items that you do. This will allow you to sell, donate, or trash the things that aren’t necessary.

 

What Can Be Done 2 Weeks Before You Move?

 

Before you move into your new place, you need to be sure that you stay organized so that you have a smart move. Here are some of the things that you want to be sure are ready so that you can move into your new place more easily.

 

  • Be sure that your utilities, credit cards, school records, and other things are all getting forwarded to your new address. You want to be sure that your address change is submitted and ready to go at least 2 weeks before you head out.

 

  • Make sure that you find a place ASAP and that you start signing all of the paperwork as soon as you’re able to do so. This can help you to have a better idea of what you need to know and how much you need to get rid of, if necessary.

 

  • Determine closing costs and make sure inspections, paperwork, and whatever else have been dealt with appropriately.

 

  • Start cleaning, have a moving sale, and (if you can), go to your new place and clean up some there, if necessary.

 

  • Double-check with your movers to make sure that everything is still in place for the moving day that you scheduled with them.

 

What Should Be Done The Week of Moving Day?

 

Now that almost everything is packed, it’s a good idea to get the rest of your house deep cleaned as best as you can. You want to scrub all of the floors, ceilings, and walls. Clean out the sink and make sure that your bathrooms are immaculate.

 

The cleaner that everything in your home is, the easier it will be for you to get everything else done on the day that your movers come.

 

What Needs to Be Done on Moving Day?

 

Moving day has finally arrived and your moving company will be here any minute. What do you need to do to ensure that you’re ready to go? Everything should be packed well before the day comes along, and you want to be sure that you keep up with what your movers need.

 

On that day, you should just need to do the last bits of cleaning after everything is out of the house. Turn off any circuit breakers. Pack up the last cleaning supplies, double-check the house to ensure that nothing has been left behind, and grab the toilet paper that’s left in the bathroom. At that point, you should be ready to go.

 

What Happens When You Move In?

 

So, now that you’ve got the travel out of the way, you want to be sure that everything is turned on and that you’re going to be able to deal with utilities and whatever else you need to take care of.

 

Most of the time, you can talk with the previous owner of the home to see what you may need to do that’s out of the ordinary, or to make sure that all of your ducks are in a row before you move in. And, if you follow the rest of the checklist, all you should need to do is unload and start making your new home your own.

 

Frequently Asked Questions

 

  1. Why do I have to hire my movers so early?

 

You want to hire your movers as soon as you have a move-in date because it can save you money and it will guarantee that you’re able to schedule them as easily as possible. It can help you to keep everything in order and ensure that you know what services you’ll be getting as a result.

 

  1. Can I change my checklist?

 

Always! It’s meant to be something that changes and morphs as you complete your goals and sort out what it is that you need to accomplish before moving day. You may realize that you’ve forgotten some sort of school records, or that there are utility companies that you forgot to include. The more you sort things out, the better off that you’ll be when moving day finally comes. 

 

  1. Can I separate jobs out?

 

Absolutely. One of the best ways to ensure that you’re going to get everything done is to make sure that you can delegate things to other people. Your checklist is going to be a great place to do that because you can see everything that needs to be done and divvy everything out so that everyone works together toward a solution.

 

Final Thoughts

 

Having a complete moving into a new house checklist can be super helpful as you work out the necessary details about the next steps and how you want to proceed with the process. Sort it out ahead of time and you’ll be ready for the day that your movers come to assist you.

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Checklist When Moving into a New Home

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  • How to Move to a New City Even with Bad Credit
    How To

    Moving to a new city can be expensive especially if you are moving long-distance or cross country. Moving can even become more difficult if you are not financially buoyant and you still have bad credit on top of that. What that means is that you might not be credit worthy and to get a loan to finance your moving expenses can be difficult.

     

    To relocate or move to a new city with bad credit requires proper budgeting and financial planning so that you can maximize resources at your disposal. One of the best things to do if you are working on a lean budget is to get as many quotes as possible from moving companies around you or you visit the websites of these companies to make use if their moving cost calculator, compare the quotes and make an informed decision on which of them you will hire.

     

    Having bad credit can affect a whole lot of things in your life. Relocating or moving is one of the areas that can be affected. Your credit can have a significant impact on how and what you need to do to relocate from your present home to a new city. You might be unable to rent a moving truck, and this might even make your move even more expensive as you might have to take out a bad credit loan such as a payday loan with very high-interest rates.

     

    Bad Credit

     

    Bad credit should not define who you are knowing full well that life has a way of throwing us off the balance with unexpected occurrences that can affect one’s financial plans and make individuals become cash trapped.

     

    Credit Score and the Highest Credit Score Possible

     

    Let’s quickly take some time to explain the credit score and what the perfect credit score means. Credit scores are broken into ranges such as poor, fair, good, very good, and excellent. We take a look at each of the ranges.

     

    • Poor Credit Score: A poor credit score below 580.

     

    • Fair Credit Score: A fair credit score is a score between 580 and 669.

     

    • Good Credit Score: A good credit score is a score between 670 to 739.

     

    • Very Good Credit Score: A very good credit score is anything between 740 and 799. This range is just good enough to put you in a good position to negotiate favorable deals when you need to take out loans.

     

    • Excellent Credit Score: An excellent credit score is any score from 800 and above. With this can of the score, you can get the best interest rates and negotiate favorable terms when you wish to get a loan. Even banks would be happy to lend you money because they will see you as a low-risk borrower.

     

    However, the good news here is that despite your bad credit, there are still ways out to ensure you move to a new city without any difficulty. We will be providing you with some of the important tips that can help you move seamlessly to a new city regardless of your bad credit.

     

    Best tips to move to a new city with bad credit

     

    Below are some of the important tips that can help you to move to a new city even with your bad credit.

     

    Avoid moving at peak periods

     

    One way to cut your moving cost if you are working on a lean budget is to avoid moving during the peak period. The best time to move is during the off-peak period (early fall and winter) to save more on your moving cost. The off-peak period is usually before the start of a school year, this falls between September and April; moving demand during this period is on the low. Another advantage of moving during off-peak season is that rent at this time is cheaper and more affordable as there are fewer demands for homes and landlords are eager to cash in on rent. If you can save enough on your moving costs, you will have enough cash left to fix your credit.

     

    Rent first and buy later

     

    Rent is an ideal idea since it is not always easy to get a mortgage with bad credit. Renting first before buying a home, will give you more flexibility, it will also make it easier for you to relocate to a new city if things do not work for you. Budget enough for utility bills as these bills are not included in your rent.

     

    Get recycled boxes

     

    You can buy recycled boxes to package your belongings, used or recycled boxes are cheaper and will not cost you much. You can even sell the boxes once you have finished using them. You can also get these boxes free of charge by asking friends and families who recently moved or who may have boxes they no longer need. Other places to source for boxes include stores, bookstores, and pharmaceutical shops among others.

     

    Get rid of items you no longer need

     

    As you prepare and pack items to be moved, look out for items that can be additional luggage that will be of no use to you in your new home. Get rid of these items. Doing this will reduce the volume of items to be moved and you will be able to safe enough money in the process. The more items you can get rid of, the lower your moving cost.

     

    Transfer your balance to reduce interest

     

    This is one easy way to improve your bad credit. There are some credit card companies that offer 0% interest rate if you transfer credit from one of your accounts to theirs. Doing this will drastically reduce your interest and you will be able to make monthly payments without much difficulty. This system works for both small and large debts.

     

    Pay more than the minimum balance on your credit

     

    One sure way to get rid of your bad credit is to pay off your debts. In order to take a big step towards paying off your debts, consider paying more than the minimum balance on your credit card statements every month. If you do this on a regular, you will pay off your debts in no time and you will become creditworthy faster than you can ever imagine.

     

    Ask for Help

     

    Do not hesitate to call on your friends and family members who can help you with packing and loading on your move date, this can go a long way in saving you moving costs. Just give them a direction on how you want the job to be done and offer little incentives in the form of light refreshment.

     

    Use a co-signer

     

    If you want to find your way around paying high-security deposits when you want to move, you can ask a relative or a close friend with good credit to cosign. Your cosigner will be held liable for the debt if you are unable to pay off the debt. Having someone as a co-sign can help you in easily getting financial aid and also put you on a good negotiating stand.

     

    Find privately owned apartments

     

    Houses managed by professional management companies will carry out credit checks and with your bad credit, you might not stand a chance in this kind of scenario. Hence, the ideal thing to do is to source for privately owned apartments s that you can bypass certain stages of scrutiny that you might undergo if you go for houses managed by professional management companies. You can check local classified ads for apartments that offer flexible credit terms. When you apply to rent a house from private owners, they can understand your situation better and thus offer you more flexible terms that can accommodate your lean budget. While looking for a house to rent, avoid renting through real estate companies because they have minimum credit score requirements.

     

    Get movers with flexible payment plans

     

    If you are unable to finance your moving expenses, you can look for movers that offer flexible payment plans over a period of time. Use their moving cost calculator to see how much you will incur over a period of time. Although, most of these moving companies will require a minimum down payment, and you can spread the remaining payment over time by agreeing to an automatic draft monthly payment from your bank account. You can also skip hiring a mover by renting a truck but you will have to do the packing and loading by yourself. You will arrange all logistics in transporting your belongings to your new home in this case. In this case, you will only need to pay for the truck and the gas.

     

    Frequently Asked Questions

     

    1. Why would my credit even matter when I’m moving?

     

    You want to be certain that you’re able to get into the home or apartment that you want to live in. On top of that, you are also going to need to work out some sort of contract or payment plan with your moving company. In both situations, your credit score may be explored, and if it’s not good, you may have a harder time getting the resources you need.

     

    1. How can I fix my credit?

     

    There are credit counselors that can help you to sort out everything about your credit and help you to put together a plan that will fix it. Paying off credit, catching up on bills, and other positive financial interactions can also help with your credit score.

     

    1. Are there home loans for people with bad credit?

     

    Absolutely. There are a number of different companies out there who are willing to work with you, even if your credit score isn’t as good as it could be otherwise. You’ll have to research a little in order to figure out which ones you’re eligible for and if they’re right for your purposes and the house that you’re thinking about purchasing.

     

    Conclusion

     

    Just because your credit isn’t great doesn’t mean that you can’t find a great apartment or take care of your moving needs properly. Look into the options we’ve discussed here, work with friends and family members, and get ready for the move that is going to change your life and future.

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  • How To Avoid Moving Scams
    How To

    No matter how smart you might claim to be, when you are unfamiliar with a particular terrain, your chances of getting scammed are high. The scams can come in many different forms, and you could fall a victim of one of the styles or become a victim of more than one type on the same day. You have to get the necessary knowledge and information that will help you stay away from any scam you might encounter from local movers. Imagine being scammed to pay certain additional fees, with your belongings seized until you pay. Or having to pay extra fees on your insurance. The scams come differently, but you have to also be smart to understand it and prevent it.

     

    Finding the ideal company can be a bit of a problem because of all the things that are involved in it. One problem you might be faced with is your eagerness to move. You might be so excited to move that you hire any moving company that comes to mind, or pops up on your screen first. Another situation is that you might be tempted by offers that look too good. Some unlicensed and unprofessional movers can also be on the internet pretending to be excellent in service and ripping people off. The things that can make you fall are numerous but the information is power.

     

    Being a victim of a scam can be very disheartening, and we hate to see you get disappointed. There are sometimes psychological and emotional afterthoughts that come as a result of the scam. In a trial to stop or help you avoid the scams in every possible way, we have come up with useful tips, and advice to save you the stress of being scammed, and protecting your property and saving you time to focus on other productive things.

     

    here are some of the most useful tips you can help yourself with avoiding moving scams

     

    1. Choose a Company With a Good Reputation

     

    The idea of writing these tips is to guide you in making your choices so that you do not get scammed. It is not hard to come by a reputable company. It’s all up to you to sit down and do your findings yourself, this way you will be able to choose the best. Trust me, when you search for a moving company that has a long track record of quality services, you reduce your chances of getting scammed. Companies that understand what it means to have a good name over trying to make money immediately are the best types of companies to work with.

     

    If you have been following our previous posts, you will understand that we have given you some tips on how to find these reputable companies, but if you missed them, here’s a summary.

     

    The best way to get them is by asking out friends and family on what movers they have tried before and what was their level of satisfaction. Once this is answered, you will be left with some choices which you now have to make more inquiries so that you can get the best from them. Be careful to listen carefully and regard any warning they give to you. You have to make sure a no is a no, do not consider even if they seem to be enticing.

     

    Another way is for you to run research yourself. Once you run this research, you will be able to determine what’s best for you. Shortlist a few companies you have background knowledge about, and make a call to them one by one to sample their opinions and prices. Finally, you should take to the internet and see what people are talking about them. Be cautious of the red flag and make sure you follow your instincts when they refuse some companies.

     

    Another thing to look for in a good and honest company is that they have insurance, and they are licensed. Surely, the government will never give license to a company that scams, and even if they do after they notice they revoke their rights to operate as a moving company. So these are the things you need to look out for when you are thinking of a moving company with a good reputation. It saves you a lot of stress and also gives you the confidence to trade with them.

     

    Insurance comes in handy, especially for those who are going to have a long distance move or those who have special, expensive, and very important items they cannot lose. If this is the case, then you have to make sure you hire insured movers. When you do not hire insured movers, you have to bear the brunt of whatever comes your way from the scammers. They will take your most prized possessions and vanish into thin air, and most times, there is nothing you can do about it.

     

    Added to the fact that you must hire a company that has insurance, you must also make sure you the insurance claim the provide you with is not bogus or reasonable. If they ever say their insurance covers the entirety of your items with no extra charges, you need to get suspicious as this is practically impossible. Every moving insurance must have two forms – one is the released value insurance, where you don’t have to pay, and the other is the full value protection where you have to pay.

     

    2. Planning Ahead Cuts you Some Serious Problems

     

    We always advise everyone packing or planning a move to start early. You almost cannot miss it when you start early because of the length of time you have in making a lot of solid decisions. So plan way back before you even decide to box the items. No matter the circumstance or situation that might be around your moving, it is always better to take time out to make adequate plans to help you through the move and also to help beat the scam.

     

    Many companies are excellent at ripping off desperate customers. When you come to them at the very last minute, or with few moments to go, they end up making a lot more over your head than they would if you come on a good day without tension. Moving companies equally tell many people to book down their move long before the actual date. This way you will be at least assured that your date will not be moved. Seeing how desperate you will appear to be during the last-minute move, you will give in to anyone who promises to excellent services when you need them the most.

     

    3. Question Offers Critically

     

    After making your finding from a couple of moving companies, you then get in touch with this company that offers you an amount respectably low from the others you have enquired from. It is very normal to be tempted because you want to save money, cut down a few dollars, and use the money for something else. Whatever the situation is, you should be able to look into these types of deals and see if any shady. Do not just jump at the offer. Take your time to compare.

     

    You need to be careful with scammers because they can cause you a lot of issues if they are not properly managed after you have hired them. They tend to give you a lower price, and when it’s the delivery day, they will seize your belongings and ask you to pay some additional fee. If you do not comply, they continue to hold your items. If you dare make a move to take them to court, they will vanish with your property forever. Now you will have to start life all over, and you end up losing what you thought you could gain.

     

    4. Watch out for Moving Companies That Ask for Full Upfront Payment

     

    Most first timers always fall for this scheme. After making inquiries with their selected moving company, they are asked to pay the complete amount before the day of the move. This might not seem to you as a big deal, but most of these scamming companies do this to take your money away, and you fall victim even before moving a single item from your home. You have to open your mind up and search for the companies that will require you to only make part payment.

     

    Reputable movers will always ask that you go on a contract and the both of you have your contracts signed while you have your copy. If anything goes wrong, then you can use your contract as evidence against them. Some of these moving companies that ask for full payment do not even exist in the first place, they only have a well-advertised scamming scheme, and you fall for it. It might be too late for you to realize that they will never come after you make payments, or they disappear with all of your property, yes! Your entire property and that is more gain for them because they get to sell it off.

     

    5. Get the necessary Recommendations From Reliable Sources

     

    Your first reliable source when it comes to issues of moving and selecting a company that you feel is dim fit to help you is to get the information from those who have successfully moved. They might be family members, your relatives, your colleagues, your friends, and even your neighbors. They are the ones that will give you the best types of information without bending the truth. So if you want something raw, and very direct, you should ask them. They will never try to paint any company to be good (except if they own the company of course) so make use of that information in deciding.

     

    Also, remember that reputable companies don’t have issues with getting positive reviews from satisfied customers. It is essential; once you choose to hire a company, you need to make sure you are paying close attention to how they are reviewed. They should also be able to give you the contact details of their past satisfied customers, if they refuse, then understand that you are headed for a ditch. Scan through various websites and see if they even have an online presence. If they do, check out the consistency of their ratings, if it seems as though they have bad ratings on a platform and good ratings elsewhere, be suspicious because it might have been paid reviews.

     

    6. Try The Credit Card Test

     

    This works most of the times when you are dealing with moving companies that want to scam you. Tell them that all you have to pay is with your credit card. Professional and reliable companies will never have an issue with that, but fake movers will insist on cash-only policy. If they continue to persist this request, make sure you look elsewhere. Try out another moving company, and you will see the difference. It’s a simple trick to use in knowing who is fake and who is not. But do not limit your test to this alone, make sure you apply other methods.

     

    7. Try to Search for Quality, not Cheap Services

     

    Try as much as possible to search for quality instead of searching for cheap services. If you are always looking for who will give you a ridiculously small quote, then you stand at the best position to be scammed. Make sure you plan for your move well enough and save up for it so that you can choose between the best offers from professional and reputable companies.

     

    In conclusion

    You have to make follow these guidelines to help yourself. These are the tips that will help you avoid scams in possible ways. The best things in life come with proper planning. Even if you are a newbie, or have little experience, you can still fall victim to a scam, so take your time and study this guide to help you.

     

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