How To File a Moving Insurance Claim
One of the most beautiful things is always having to move from your former place to a new place. We know how much you have planned this moment and the way you look forward to settling down. But the most disappointing thing is when you discover that some of your items and belongings are not in the same condition that you met them. This can be a very big discouragement. If you are not so pleased with this type of situation and need to do something, then we recommend you filled an insurance claim to your local moving company.
What is a moving insurance claim?
In simple terms, this is the complaint you lay down when you have any of your property damaged after your move. This is a claim you tender to show that your belongings have been damaged or are not in the condition you left them. It is very essential that we all have insurance on our belongings when moving because we can never tell what will happen, or what might accidentally break.
So if you notice anything scratch on your TV, a defect in one of your formally standard belonging, or even a broken or cracked expensive item, then you might need to file an insurance claim. Continue reading this informative piece so that you can learn the detailed procedure on how to file a moving insurance claim.
Be prepared before the move
Planning to make your move a successful one does not start from only making a well-detailed list of all your beginnings. It also spills over into making sure you get your stuff insured. Prepare all your belongings as though you were expecting damage. We know you don't wish for any of your items to be broken or get missing but you should be able to take precautionary measures by planning to file a moving insurance claim even before it happens, just in case you might need to file an insurance claim later.
First thing's first, you must have a well detailed and comprehensive list or inventory of all your items, and belongings. In this inventory, you should add the details of their current state, and the monetary value of all these items. If you still have the receipts and credit card statement showing the amount you purchased these items then you should add it, as a solid proof.
Taking pictures and videos showing the state of your belongings prior to the time they were moved is another great way to give solid evidence. Despite the fact that your local moving company will have their own list, and inventory of all the items, it is still important you have yours. Just imagine having to file a moving insurance claim, you will have twice the evidence to back your claim. This will give you a higher chance of being attended to promptly.
More information should be kept. If you ever spoke with any of their customer representative, or worker, you need to also document this. You will be shocked at how handy all of those things might become for you. Thinking about the things spoken above, you will agree that it is starting to make sense. So if you find any of your belonging damaged, here is what you have to do, after you have gotten the entire document ready.
Accurately document the damage and monetary value of the item in question
This process is only kickstarted when you notice damage or harm done on your belongings. Once it is something you have noticed, be sure to take the pictures of the new state of the item, and compare it to the former state. Having both the old and new pictures would provide very solid evidence to support your claim. Also make sure that you keep this item, do not misplace or throw it away. Most insurance companies ask for this concrete evidence before further work can be done.
The next thing you want to make sure you do is to get the monetary value of the item in question and place it saddens by side with your claim. To make the task a lot easier for you, you can simply take the credit card statement or the receipt and take it to those who you are filing the claim to.
Pen down the details of your conversations
from the day you decided to hire the moving company up until the time you decided to lay the claim, you need to have a record of all the conversation you have with them. this will help you with accurate information on the timeline involved when you made the claim. You should also include all the hard copies of documents, bills, receipts and every form of paperwork gotten from the moving company. This will help you in providing something you can give to the insurance company hen you want to file a claim.
You shouldn't stop at having all the conversation you get from your moving company, but you should also make sure the new conversations and details you get are equally recorded. Pen down the name of everyone and anyone who speaks to you within that period. Always ask for the names, and addresses of those who spoke you. If they do not provide it, you should ask from them and they will provide you with it
Look into your moving company's contract once again.
The next thing for you to do is to make sure you go through the contract with your moving company over and over again and with scrutiny. There are many parts of the contract you have to pay attention to. Some of the sections you should dwell on are the inventory and bill of lading sections.
The inventory sections show you how the total amount of items and belongings you have in your possession. You have to crosscheck this part because it contains the information about the items you have gathered by the moving company. You should crosscheck it with yours to see if it is consistent. If you have found it to be consistent then you can agree to what they have on their list. Be sure to go through this list so you don't get surprises that some of your items were already damaged before the move.
The bill of lading section of the list would contain information about your confirmation of certain information like the pickup and delivery date, your signature, and the type of insurance coverage you chose. Do well to have this copy for yourself too. Filing a moving insurance claim would require a whole lot and you don't want to be stuck halfway without having the right amount of tools to fight with.
Be also aware of the type of insurance, you have chosen. There are essentially two types. We have value coverage and full coverage. The full coverage grants you a full sum of money stated for each item you have placed. It gives you the exact same amount, but the values coverage only makes your moving company accountable to pay you 60% of whatever the value of the item costs.
Inform your moving company about the claim you want to file
The next thing you want to make sure you do is that you want to inform your moving company about filing a moving insurance claim. There are two outcomes you can expect from telling your moving company. One is that you can expect that they might want to settle things amicably with you. If they choose to settle things with you, and you like the terms then you can go ahead. But if you don't quite agree with their settlement, then you can let the second option take place.
The second option is that they can provide you with a detailed analysis of the types of moving insurance claims there are. They will give you the best information, and you can go ahead to choose the best you want. They can also hint you on some of the additional steps and costs you need to have taken when you are trying to file a claim. If your materials are not complete, they can guide you on what else you need to provide so that the filing process is easy.
Go right ahead and file the claim
After putting all the necessary things in place, you need to start your moving process as soon as you can. There is a law that you have to file your claim within nine months of noticing the damage. The best thing is to start early that is why it is advisable to have all of the things mentioned earlier even before you have any case of damage so the process is easier for you.
After the moving company must have given you the things you need to provide, you should also try as much as possible to add the following even when they are not demanded. A copy of both your personal and company inventory so they can be cross-examined. The monetary value evidence of the item in question, videos, and pictures of the item that was damaged, little information that you can provide in words describing the damage on the item.
After you must have successfully filed an insurance claim. The company is now left with the work of acknowledging that they have received the claim. This is meant to be within a time frame of the 30 days. After the acknowledgment, the revolution comes next. The moving company now has about a month 120 days to bring a resolved answer to you. The method and manner in which the issue is resolved are solely dependent on the type of insurance you choose. You need to make sure you have a full understanding of what the company is to cover and what they are not going to cover.
Before you can even think of laying an insurance claim, you should be sure of the company you are choosing. Make sure you only choose the best company for your moving needs. When you are not sure about the company you want to choose. You will not have a firm grip on them when it comes to handling cases of an insurance claim. Before hiring, you should be well aware of the company you are choosing.
Make sure they explicitly stated that they have insurance. Moving companies without insurance can make you regret if anything goes wrong. All the information provided above is only in the context of having a company that is insured. So you really need to be selective when it comes to choosing a moving company. Moving is a serious business, so you need to devote serious time to selecting the best company for the job.
Also, try as much as possible to remove any barrier that might make you not earn the insurance claim. Remember that what you put in is what you get. If you claim that your belongings are less than the actual amount, then when you are to be paid, you will give the full amount of what you have stated in the insurance coverage. You should also try to get all the necessary documents so you are not refused a chance to get restitution for your items.
we believe that anything can happen during a move. you're fine China could get damaged, or even your antique table. Any item can get damaged, and what you need is an insurance claim. We strongly advise people to take their insurance claim serious even before they see any sign of damage. It is always better to be safe than sorry. Moving is not something you wake up one morning to do. A good plan is what makes the entire process successful, and this is one of the plans you can make in bringing it to success.
How ToShip a Car to Another State
It is a big decision to want to move from your previous apartment or office to an entirely different place; it means a whole lot to you as a person or organization because of the total structural adjustments that would have to follow the process. Moving is not as easy as it seems, and it is equally very easy, it all depends on the angle you like to see it from and the smart tips you apply to make the process less cumbersome. After making your decision to move out finally, there are things you must have put in places like the new apartment you are moving into, the new day you want to move and a whole lot of other logistics.
The weight of the thinking about the entire process itself can weigh your own even before you start the actual event of moving, and that is why you need to be guided on how to make the packing process a seamless one. Be sure to know that you at the right place right now if you need some really helpful tips and useful guidance with regards to how to pack for a move.
Please find below some of our helpful tips on how to pack for a stress-free move
Among everything you need to consider very carefully when you make up your mind to move is time. Time is of the essence, and how well you structure your time is how well you will be able to make the most of it. The rest of the processes will fit into an already laid down and carefully thought through plan. The first thing you must do in structuring your time is picking a date you want to move; the date should be chosen long before you intend on moving, so you have enough time to plan. The next thing after that should be to create stages for the moving process; you should be able to breakdown the entire moving process into segments and have time to complete each segment, that way you will be able to monitor your progress.
If you are busy with work most of the time and have the weekends to yourself, you can consider using the weekends effectively and also calling your family and friends to make the task a lot easier. Time must be apportioned to the places you want to start with, the rooms you want to declutter and so on.
DECLUTTERING IS THE NEXT BIG STEP
You must never forget that every moving process requires that you are very much into what you are doing. This means that you must be able to apply your mind to the things you need and the ones you do not need so that you can dispose of them. Take a look at your property or items and categorize them. Some would fall under the junks category which, of course, you would dispose, some would fall under the useful items category which you would make use of. Others would also fall under the category of items you want to give out. By the end of the decluttering process, you will realize you have only a few useful items to retain; still, the once voluminous property will shrink and become a lesser burden to bear.
Remember that we will be allocating the time factor to the decluttering process too. For each category of items you will be clearing up in your home, you need to set a time to get it over with quickly. Set a time and date for the items you want to give out or sell. In the same manner, you need to try as much as possible to dispose of all the items you feel are not necessary so that you can have relief after seeing a large chunk of load disposed of.
MAKE A LIST OF WHAT IS LEFT
The next step after decluttering and using your time well, you should get a list of the items that are left. This will give you an idea of what is left for you to manage and proceed to the next level. For this stage, you will need to create a checklist of some sort and go to each room in your home and make a list of the items there, for example, the appliances, furniture, tools, and every other thing. Knowing the entirety of your property gives you a holistic idea of whether you need to hire a professional moving company or doing it yourself. Once you are done with this stage, you can proceed to the next stage.
GET MOVING BOXES TO AID YOUR PACKING
The next big, or let’s say small step for you would be to get moving boxes that you will use to pack all of your items. The reason why we asked that you get a list of the items left in your home is for you to know how you can go about gathering boxes for all of your items. You should know the different sizes of items in your home and the sizes of boxes that you are equally going to use to pack the items. You should gather large, small boxes, as well as specialized boxes also that will be used for special items. Please note that the heaviest weight of box you should use must be 50 pounds.
There are two ways to get moving boxes to go about your moving; the first way is to source for free moving boxes from different places. You can get free boxes from liquor stores, grocery stores, and any other place you know they have an unlimited number of boxes. Another way is that you can buy moving boxes to help all of your items have a haven. Without the boxes, must of your items will not be in a nice shape, and you might even lose some for good¸, so it is very important you acquire these boxes. In my opinion, it is always better to buy boxes than to get for free from places where they have been laid in waste for too long. You might have to start cleaning off dust and removing pests infested in these boxes, so to have no issue with all those infestations and dust; you can get brand new boxes.
Also, be aware that not all types of boxes can be used for all items in your home for the special ware like the glassware, Tupperware, and other delicate items. Get boxes designed for wine glasses and also win. You should also make sure you find enough packing supplies that you can use for padding, taping, and protecting the delicate items.
START INFORMING YOUR FRIENDS AND FAMILY EARLY
If you have chosen your friends like your work associate to help you with the moving process, you need to start calling them early or remind them frequently beforehand so that it sticks to their minds that they have committed their time to help you. You should have chosen a date, and they should all be aware of the date that you have chosen if they are to move with you. If you have also fixed different dates that you will have your home decluttered or carry out a yard sale, then you also remind them about it. In the same manner, you should also get your babysitters reminded about the specific date they are meant to come and start their job. Do not also forget that you are to set the dates you want to remove your cable and other devices in your home. An early reminder would save you from being disappointed.
START THE ACTUAL PACKING
Immediately you get all the things in place; you can start packing your stuff segment by segment into your boxes, this is with the assumption that you have gathered all the necessary boxes to be used to pack. Then you must first start room by room; if you have little children, it would be best you start from their room first, pack all their things in a way that you know they will not be misplaced. After the children’s rooms, you can proceed to your room and other parts of your home. Packing according to rooms should ease your stress, and make you think better because things would be done in an organized format. After you have gotten your things together, you should be able to label all the boxes in use. Label the boxes that belong to your children according to their ages; you can also use color tapes and color codes to be able to separate them.
Labeling and color codes are also very important in identifying different other components placed in boxes that look alike. You will save yourself from a lot of confusion doing it this way. Things that have similar properties or composition should be placed together, like the cups, glasses and all other related items. Remember also to keep your chemicals in separate boxes, never mix chemicals with all the other items because they can be harmful to those other items and can even damage your belongings for good. So be wise about what you are packing together. Your jewelry and other expensive items should be packed separately in a way, and place that you can monitor them closely. Figure out in your mind which boxes you want to go in first because these are the boxes that will come out last when you eventually get to your new apartment, and you start unpacking.
In everything you are going to be packing, one essential thing is for you to have a first-night pack. This pack will contain everything that you need to survive on the first night after you move into your new apartment. They will include items like your clothes, medications, toiletries, a couple of snacks and things that you can easily access even if you are too tired to unpack your boxes on the first day.
HIRE PROFESSIONAL MOVERS IF YOU CAN’T DO IT YOURSELF
This is a very crucial choice you need to make even before you start moving, it is like the second thing you need to think about after you have structured your time. We always have the idea that we can do a lot of things all by ourselves until we reach the point where we are stranded. If you have a lot of items to move and a large family as well, you should consider hiring professionals to help you with your moving needs. If you also have expensive and delicate items that you don’t want to be broken, a professional moving company can help you get the job done. The only time you should consider doing it yourself is if you have very little to move, then you can hire a DIY truck and move your things around.
Be very careful when trying to hire a moving company to meet your needs, be sure that they are professionals and you must have researched well about them, that’s why you need enough time to check the best. Moving expensive and delicate items should also inform your choice of the type of company to hire, you should be thinking of hiring a company that has insurance and are licensed, this will bring a certain level of assurance to you.
CHANGE YOUR HOME ADDRESS EVEN BEFORE YOU MOVE
To make it sink in well into your mind that you are moving to a new home, you should change your address weeks before you move. The address change is something most people forget to do because they still don’t fully realize that they have moved. Try to bring to your consciousness the fact that you have moved to a new home by checking and updating all necessary documents that require your address. If there are also websites that require your address information, be sure to make the necessary adjustments. Little things like this will inform your mind about the fact that you have moved, it might take a little while for your mind to follow through, but you’ll be fine eventually.
Moving from a place you have spent most of your life can be tough, because of different situations tied to it. Some of the issues that you are likely to face are trying to break the emotional attachment you have with the neighborhood you stay in, trying to truly convince yourself that you are moving and other related issues. Moving is very beautiful in the end, and you give a deep sigh of relief after a successful moving process, but remember, not all moving processes turn out to be successful.
It is very important that you pay attention to the type of moving company you choose as well as the quality of the services they offer. Even if you try to do some things on your own, there are just things that you will need help handling. In this article, we will be talking about how to move your baby grand piano, because it is a very important item you possess, and it is equally very delicate. We will be putting you through on steps that you can take to move your baby grand piano safely from your current apartment to your new apartment without breaking a single thing.
WHAT YOU NEED TO KNOW FIRST
Preparing your mind for the move is the most important thing you can do for yourself. The first thing you also have to realize is that there are two ways to go about moving the piano. One way is doing it yourself. If you are very sure that you have what it takes to disassemble the piano, then you can go ahead and do it yourself. The second way is for you to make you sure you hire professionals to help you with the task. Do not try to cut down on cost by watching a few YouTube videos as a crash course on how to disassemble a baby piano. You might end up damaging your keyboard even more than you thought you were about to save on cost. Only use professionals on things you have no idea about, it’s fast, it’s safer.
As a rule of thumb, before you can move your baby piano, you have to be aware of the fact that it needs to be taken apart. First, it sounds scary, yeah? But not to worry, experts can help you with this. Speaking of experts, it is imperative that you know the company you are trying to hire also. Just because a company promises to offer you piano moving services for a low price doesn’t mean you should jump at the offer. Even if they offer a moderate or high price, it still doesn’t pass as being professionals. You have to do your research on whichever company you want to select. To do this, you should be able to run a search online and check the reviews provided by other customers about the local movers or the company you wish to use. Better yet, you can search for websites that offer specialized moving services for baby piano and employ them.
The primary criteria for choosing any professional is making sure they have insurance. Insurance is your saving grace when they damage any part of your piano; this is something you would never get if you try to move the piano on your own.
THE ACTUAL PROCESS OF MOVING
We strongly recommend that you don’t have to bother about moving the baby piano yourself, but if you insist on doing it yourself, we have put together a list of some of the procedures to use in moving the piano. The actual moving process will be described in two sections; one is the disassembling section, and the other is moving the piano.
DISASSEMBLING THE BABY PIANO
We go bit by bit in this process, and the first thing you want to do is to take out the piano lid. The baby piano will be disassembled in an entirely different way from the upright piano. The baby piano also weighs about half the size of the upright piano and so we must reduce the weight by detaching each detachable part. To remove the lid, locate the little screws that hold it in place and remove them using your screwdriver. Be sure to have more than one screwdriver for this process, never lose the screws, except if you intend on not placing the lid back.
Now that you have taken the lid out. Wrap it carefully with a nice moving pad to help protect against any damage, scratch or harm. Make sure the lid is covered entirely by the pads till you cannot see the lid anymore. Blankets are also good substitutes for moving pads if you can’t buy one at the moment.
The next thing you have to focus on removing after the lid is the lyre. The lyre is that thing right underneath the piano to which the pedals are connected. They are made from wood and are fixed in with screws. This again is one of the reasons why you need more than one screwdriver. All you have to do is to remove the screw from the lyre and place the lyre separately. Take the screws and keep them separately. At this point, you need to keep the screw separately and label a bag for each screw to avoid confusion.
After removing the lyre. We would love to focus on taking care of the pedals. The pedals ideally are three, and each must be wrapped separately. Never try to wrap all three at the same time, you might stand at risk of breaking them. Make sure your moving pads are securely wrapped on each, and use tape to keep them firmly in place.
The next thing for you to do is to get your piano to rest against its board. Your piano should have a piano board which is a wooden surface made for the side of your piano, and it can be used to strap the sides of the piano well enough. If your piano doesn’t have one, you can ask from a local music store and get one. Now you should rest the board against your moving pad while you try to remove the other legs. Never let the entire weight of the piano rest on the legs, the other legs are not firm enough to carry 500 pounds without snapping, so be careful.
The next step is an easy one. Once you have your piano board in place, you can rest the piano on that end and make it stand upright, sideways. Then you need to get your moving pads to wrap the piano. Make sure you buy the thick moving pads, and if you must use blankets at all, you have to use thick ones. Wrap the moving pads around it well, and use straps to fasten the moving pads securely onto the piano.
Remember the board? Yeah, this is where it comes in even handy. The board comes with straps that allow you to fasten the piano to its flat surface. Make sure the piano sits well on the board, and check again to see if the straps are tight enough not allowing any little movements out of place. Again, you can check out your local store for straps.
The legs of the piano are the next in line to be removed. It depends on the model of baby piano you use; some have three legs while others have four. The legs are attached to the piano using little bolts or screws which can be removed using an Allen key or a screwdriver. Carefully remove all the legs of the piano without damaging any of them.
The next set of items you want to focus on should be your legs and lyre. Take your legs one by one and wrap them all with the moving pads. Don’t place two together, they must all be wrapped individually, and not only that, but they must also be completely wrapped in such a way that they will be covered completely, till no wood can be seen. After wrapping them, use packaging tape to hold the moving tape in place.
MOVING ALL PARTS OF THE DISASSEMBLED PIANO
For this section, we will be describing how you can move all the parts you have disassembled.
The most obvious part of the piano you will need to be careful about moving is the large part. After wrapping the piano properly, be careful to place it on a dolly. Make sure the dolly is formed enough and moves only in the direction you want it to, to avoid a situation of sliding and slipping out of your control. Make sure it doesn’t tilt in any way and make sure you have firm control over the dolly. Get your friends to help you move the sturdy dolly, an average of three persons at least should do to be on a safe side. Don’t allow children to handle.
We would love to assume that for the fact that you have chosen to move your piano yourself, you are also renting a truck to move it all by yourself. If this is the case, then this is how you should move your piano safely into the truck. Get a very strong plank and place on the truck, and let the rest of the plank touch the ground. Then you get three to four of your friends to help move the piano on the plank. Split yourselves, let some be in the truck while others are outside to roll the piano in. Make sure you keep the piano in an upright position. If you have to move the keyboard down the stairs, try using a plank to ensure the keyboard stays upright. Please note, you must not let the piano slip out of your hand.
After successfully getting the piano through the staircase and into the truck, the next thing is to get the piano fixed firmly in a position where it will not fall or slip. Make sure the piano is made to lie in a vertical position; this way you reduce the risk of having it damaged. See to it also that you do not place any item on the piano so that you don’t damage the keys.
It would be a smart move to try and get a separate truck for the piano to avoid an accident. The remaining parts of the piano can be kept in any position and anywhere in the truck because it is not as sensitive as the piano. But you still need to be careful about the placement so that you don’t break the legs or the lyre or the lid. Do these things, and you should be fine.
We are still back to emphasize that after you have read through the process of packing, and moving the baby piano, and you feel it’s something that is too stressful, you should go ahead to hire professionals to help with the task. Do not be tempted with the simplicity of the description; it might not as easy as you are reading it. To help you with an idea of companies, tailor your search to look for companies that specialize in moving all types of piano, and not to forget that they must have insurance.
On average, the prices of moving a piano vary according to distance, and according to the weight but in average, if you are moving a piano within the same area then you can have it between $200-$600. If you are moving to a farther distance, then the price will be more.
We have gotten you the most useful tips that you can use in moving your baby piano from the initial stage of disassembling it, to the stage where you can finally place it in your new apartment. We hope that you find these tips helpful and can share around with your friends who are trying to move their keyboard. Happy moving and have a great time.
It is quite trite to say that, people relocate all the time, and for various reasons, which are mostly unexpected. The reason could be an emergency, a major job opportunity, educational advancement, occurrence of a natural disaster and so on. The basic point is, whatever the reason, there is often no prior plan to relocate or move. This is where our major issue lies, as moving comes at a very expensive rate, depending on if you are relocating across the state or within the same vicinity.
Most of the time, having enough extra funds at hand or in your account for this situation really makes a difference. However, we know this hardly occurs, as said the extra money is almost never enough for the move. This point is mainly because you cannot adequately calculate the cost of your move, as there are always hidden expenses we fail to budget for. Also, even when we choose to carry out some aspects of the move ourselves, certain expenses still arise that will surely give you difficulty.
However, there exists a fortunate remedy to the problem of lack of funds for unexpected or unplanned relocation. This remedy comes in the form of financial aid strictly provided for relocation. There are a plethora of ways in which one can secure financial aid to give you the capital needed for your move. As, due to the fact that, relocation costs are usually high and often increase via various expenses like traveling, the government along with certain employers often put in place a relocation financial aid program to help curb your relocation financing problems.
The purpose of said programs is to provide moving assistance, in order to make the cost more affordable for you. Furthermore, via these programs, the government and certain organizations, graciously offer funds to help people with the aforesaid problem. However, most people are either not aware of these programs that offer aid or, they are ignorant of how to get financial aid from the programs. This brings us to the crux of this piece, as it shall provide below the major organizations that provide financial assistance, and how to seek aid from the established organizations.
Programs That Provide Financial Assistance For Your Move
As earlier stated, most people do not move or relocate from their homes willingly. Often times, it is prompted by some unforeseen circumstance or the other. Consequently, people under this blanket, often do not have the means to afford the move. This has to lead to the creation of certain programs by the government and other bodies, to effectively curb this problem by providing financial assistance for relocation. To this, below we shall highlight both federal programs and other various programs that offer financial assistance for moving. Furthermore, we shall examine how to get the financial assistance you desire. Therefore, the moving financial assistance programs are:
Federal Financial Assistance For Homeowners
This financial assistance program is usually restricted to a set of people. Therefore, you must fall under the eligibility requirements to get this. To this, it is conducted by the Federal Relocation Assistance Program, and by their standards, if you are a victim of a natural disaster which has displaced you, then you may be eligible to receive financial assistance for your relocation expenses. This also applies to small business owners who may have lost their property due to a natural disaster.
In other words, to be eligible for this program, you must be an individual family or a small business owner that has just gone through a natural disaster. The aim of this program is to aid families and small business owners with grants to pay for their move and easily move to a new home that is closely similar to their former property. Furthermore, in reference to the small business owners, the program helps them find new locations for their business and also gives them grants to cover their relocation costs. Also, it is pertinent to state that displaced families are also given a deposit for their new home.
Furthermore, the Federal Relocation Assistance Program also reaches out to Renters. If you are a renter who is at risk of becoming homeless due to financial hardship or displacement, this program is for you. In addition to this, Renters can also get aid from the Homelessness Prevention and Rapid Re-Housing Program at the US Department of Housing & Urban Developments. The program helps pay for moving costs and also provides temporary assistance in paying the rent of the applicant.
Furthermore, the Housing and Urban Development Department also provides renters with relocation assistance, when their current home is to be demolished or acquired for a project. However, the project must be funded by the government.
Federal Financial Assistance For The Prevention Of Homelessness
This is similar to the aid provided by the Housing and Urban Development department to renters. However, this program is targeted at homeowners. It is a grant given to citizen homeowners are about to lose their homes as a result of a sudden eviction notice. These grants when given, usually take care of moving costs, motel or hotel accommodation to prevent sleeping on the street and so on.
The grants are usually given to the homeowners, through housing agencies, religious organizations and local authorities. Also, it is advisable to take advantage of this grant early, as the authorities administering the grants are usually expected to dispense the funds within 3 years. Furthermore, a closely related program is one provided by the Housing Industry Foundation. They provide emergency one time funds for families who require immediate emergency assistance. They aim to lessen the financial problems of families who are unable to raise immediate funds for their emergency relocation.
Relocation Grant For Low-Income People
Most of the time, families who have problems with relocating, are often low-income families. A lot of families with low income regularly find the cost accompanied with moving as a major burden to bear and most times require financial assistance for them to easily relocate. As a means to help this category of people, the government usually creates programs to provide them with grants for their move.
The aim of the programs is to aid low-income families through their move and do this by reducing their financial burdens. Hence, if you fall into this category, it will do you a lot of good to locate whatever authority is currently administering the program on behalf of the government. Most of the time, such programs are administered by various charitable organizations, housing agencies, religious organizations and so on.
Relocation Aid For Physical Challenged Citizens
Unfortunately, it is not so far off to imagine that disabled or physically challenged people are unable to raise money to pay for various services. This also applies to services such as those consisting within relocating. Disabled people are often unable to have the finances needed for moving, be it out of state or within the vicinity. Hence, various organizations, as well as the government agencies, have set up different programs specifically for the purpose of aiding this class of people.
They provide help to this category of people through various grants and policies, whenever the need for relocation arises. So if you fall under this category, or knows someone who does, visit the nearest housing agency or the Housing and Urban Development department, and ask for this.
Employer-Based Relocation Programs
This is a relocation program normally set up by private bodies and organizations. Here, most employers create a policy to provide assistance for employees with relocation financial problems, when necessary. This usually comes up where the need to move is created by your employer. For example, where your employer requests that you move out of town and take a job position in a branch of the organization, you may be entitled to moving allowance or a relocation package.
Said relocation package or moving allowance depends on where the branch you are moving to is, most times, either out of state or country. The aim of this allowance is to enable the employee to pay for hotels or hostels, acquire temporary accommodation and take care of a lot of other moving expenses. However, it is important to note that, often times the moving allowance is not immediately ready or provided, so the employee often has to use his own money or source for the money before later getting a refund.
Furthermore, depending on your employer and the program set up, you might be reimbursed after a little while or over some time. To this, if the scenario of your employer asking you to move everything comes up, always ask for this.
This sought of financial assistance, is also related to your job or a prospective job offer. If you find yourself in a scenario where you are moving based on a job transfer or any job-related issues, you should know that you are eligible to some form of tax rebates on your moving expense. For this sought of financial assistance, it is advisable to consult a tax expert, in order to take full advantage of this. Also, most relocation packages paid by an employer are tax deductible for the employee.
Ultimately, this leads to lessened financial burden when relocating, via deduction of moving expenses from your taxes. However, to take full advantage of this, it is highly pertinent to seek the aid of a tax expert.
Veterans Relocation Assistance Program
This is a special moving financial assistance program created by the government. It is targeted at veteran citizens who meet certain requirements stipulated by the government, such as the state of discharge and such. Said veterans when eligible are granted access to moving assistance in the form of payment for rent and utilities, housing support, security deposits, child care and other forms of aid provided by the Veterans Supportive Services. This program is known to always be available when needed, in matters of relocation and moving, as well as any other matter.
Charities and Religious organizations
This is for those who, for some reason or the other, does not fall into any of the above categories. For such people, there exists many religious organizations that provide moving and relocation assistance. They usually provide such assistance to needy and low-income families as well as single mothers and women low income.
Furthermore, they aid disabled citizens as well. They aid each and every class with moving assistance either by providing financial assistance raised or via the provision of labor and tools to help with the move. However, depending on the religious organization or charity, there may be certain requirements to be met in order to qualify for such assistance. However, you can always try out your luck and see how far it takes you.
if you ever find yourself in a situation where your finances are not enough to handle any complex or unexpected move or relocation, you should be aware that there are a plethora of ways you can be helped. As, from the government to its agencies, to regular housing agencies, religious organizations and various charities, a lot offer and provide genuine and generous assistance to aid you with this particular problem.
So, when next you are moving, you should try to make the most of any or all of the opportunities given above. Furthermore, the fact that the requirements for most of them are not as strenuous as you might have thought, should be a boost to you. Also, there are so many options, so if one does not work for you, seek the next best thing.
Moving homes is a situation which can bring about lukewarm feelings for some reasons. For one thing, moving homes is like going on a new adventure with everything that you own. It can be quite exciting. However, on the other hand, it can also be very scary to think about. There is just so much that you would have to fix or do during this period. One of such things is moving.
Moving would require taking your things over to another property. This would mean carrying heavy objects across your floors into the truck or van outside. One area of your house which could suffer much damage when you are trying to move is your floors. Now the damage of floors can affect you in both ways. For example, floors in your previous home can get scratched or dented in the process of moving on. This would cost a lot including your security payment which would have made earlier. It could also affect your new home as moving to it would require carrying heavy loads through the floors.
There are many important reasons why damaged floors should always be avoided. Here are some of those reasons;
- More spending: damaged floors would not fix themselves. To have them fixed, you would probably need to spend more than you bargained for initially. This would put a strain on your budget and your new move.
- It could also delay your movement as the floors could turn out to be too badly damaged to be used.
- It would also increase the stress levels you already have. After all, moving from one place to another is a lot of work.
When all this is taken into perspective, it becomes important to consider several ways in which floors can be protected when you are trying to move your things to a new location. Here are some tips which would surely help;
Lighter Items Help
When moving, it is always important to remember that dragging your heavy items across the floor is a sure way to make your floors get damaged very quickly. This is because most floors are very delicate and fragile. Dragging your heavy items on it can feel a lasting mark on the floors. Such damages could include dents on wooden floors or the breakage of tiles if you prefer to tile your home. If you want to keep the floors intact, then, the first thing you can do is to ensure that you reduce the heavy things which you drag on your floors. You can do this by carrying items on your arm when you can. These may even include furniture which is light but can have edges which can damage the floors when they are dragged on it.
You should always keep in mind that your floor would always suffer less if the heavy loads are kept out of direct contact with your floor at all times. For the much heavier load, you can always get someone to lift it off the floor with you. This would ensure that the floors are always protected from damage.
Safety comes first
If you want to avoid damage to your floors, the best principle to follow is to be safe first. Safety goes in a lot when you have to pack your items together in general. Following safety tips would help you to avoid damage to your floors. Here are some of those tips;
- If you are dealing with chairs, tables and other forms of furniture, you can ensure that you stay safe by tying or wrapping their legs in a material that covers them completely. For example, you can try to do this with a blanket. This would come in handy in the event of a situation where such a piece of heavy furniture mistakenly falls to the floor when it is being moved out.
- When packing things, it is always a better idea to make use of cardboard boxes to pack. However, it should not just be any cardboard. Ensure that the box which you have chosen would have the power to hold the load or weight they are carrying. The truth is that the biggest cause of damage when moving is the dropping of load unintentionally on the floor. Getting the right cardboard box would help you avoid all of that.
- You should also ensure that the boxes which you have chosen are taped as much as possible. This would prevent it from getting damaged easily.
- It is always better to check the normal standard weight when you are packing. This is usually about 20 pounds for every box which you are carrying.
Your Heavy Furniture may need to be measured
Another thing which would surely make a difference when you are packing to a new destination is measuring your furniture. There are many reasons why it is necessary that you do this. One such reason is that you would be able to know what load can successfully fit into your new location. The other reason is that it would help you to avoid further damage to your floors and previous room. For example, not measuring your furniture would leave you open to the chances of that furniture not being able to pass a door. What you would thus cause for yourself in the process would be scratches or dents on the door and so many other places. The worst case scenario would see the heavy furniture fall to the ground in a heap. This would cause your floors and other fragile items in your home to get damaged.
It is therefore important to know the sizes of your bigger furniture and other items which you intend to move. If this seems a bit hard to figure out, then getting a local moving company to do this for you would be the perfect start. They have a much better experience dealing with issues like this and would take steps to ensure that you move everything that you own with any damage done to the floor. A great example of a local moving company would be iMoving.com. They are known for their perfectionistic attitude towards any job that they get.
Another way to guard your floors when you are in the process of moving would be getting a furniture slider. Furniture sliders simply refer to a piece which is made from plastic. It is bounded by rubbers which are hard. What this achieves for you is that it eliminates or reduces the friction which dragging furniture around would cause you.
While moving, you are surely going to moving a lot of things around. From huge furniture to even appliances, you would need all the help that you can get. Getting a furniture slider to do the trick for you would be amazing. A furniture slider can be operated by simply ensuring that the furniture slider is placed under the leg area of the item which you intend to move. Once this has been done effectively, you would be able to move your heavy furniture from where it was to where it would be taken to the new home. It would almost be like your item was on a pair of ski!
It is also important to note that while your budget may not give you the necessary funds to get a furniture slider from the local store, you can always create one from home or create an alternative. You can be pretty sure that you would find this reassuring.
Getting a Dolly
Using wheels to move things has been in existence almost since airplanes were made. This innovation is one of the best things that has happened to humans in such a long time. This innovation would also definitely come into play when you are packing. Moving your items using wheels would be a good way to ensure that you do not have direct contact with the floor. To make sure that the wheels which you are using have no negative effect on the floors, it would also be better to get a dolly.
If you plan on using a dolly, there are some options which are opened to you. One of them is getting an appliance dolly. That would most likely use two wheels; you would also get the opportunity to use a furniture dolly instead. This is usually pushed on four wheels. Four wheels would go a long way to ensuring that your item has all the stability and balance that it should have.
If you are looking to get a dolly, most of them can be rented for a particular fee, or you can simply just purchase your very own. It is important to note that the tires of the dolly should be made of soft rubber. Anything hard has a chance of hurting the ground. You should always check for how clean they look to avoid stains on your floors.
Doormats are useful
Moving to a new property can take place at any point in time. It is therefore essential that you get yourself prepared for anything. For example, you could decide that it is time to move during the snow or when it is raining. If you are in this situation where the weather in your area is not quite favourable, you would realize that your acquisition of doormats would be of assistance. It is all too easy for you to carry stains and dirt from outside into your house especially during the process of packing. There is just so much back and forth that it would hard to keep account of how you work.
If this is the situation that you are faced with, then you should make sure that you have doormats available. The bigger, the better when you are faced with this situation. Ensure that you have at least one doormat at the entrance of your house and another one right after the door has been opened. They should be enough to ensure that everyone legs and shoes get dusted off before they enter into the house. Another benefit of this is the reduction of accidents. When a floor becomes watery for example, the tendency for people to slip and fall to the ground heavily is increased ten-fold. Doormats would also help to keep other things out such as the dust.
Blankets and Rugs
To ensure that your floors are well protected during a transition, you can keep them covered using an old blanket or rug. This always turns out to be excellent protection for your floor as they would not feel the full impact of any fall on them. It would also help you avoid the stains which may affect your floors in the long run. Damages such as dents and scratches would also be avoided due to the presence of the old blankets and rugs.
Another reason why you should use your old blankets and rugs effectively is that you would probably not need them in your new home. Using them to achieve your grand purpose would be so much better than keep your life cluttered in your new home. It would surely help you to simplify your life.
Moving from one place to another is a lot of work which can take a toll on you. Fortunately for us, we have professionals who are skilled at moving items for us. Such companies like iMoving.com make sure your floors are well protected by using protective materials to protect the weaker items in your home. Such things would include lamps, mirrors and so much more.
Moving day can be very special to the heart. It could be the day you finally achieve your long-term goal of having your own house. Keep it that memorable by ensuring that your floors are always well protected. That is the only way to keep on smiling for a long time to come!